When preparing for retirement, saving as much as possible can fast-track empty nesters to their goals. To calculate a budget, it’s typical to consider expenses such as mortgage payments, food, utility bills, and maintenance costs. But more Americans are also covering living expenses for their adult children long after they should. This practice, while well-meaning,…… Read More
Looking to Move When You Retire? 8 Considerations to Keep in Mind If you are thinking about moving when you retire, you are definitely not alone. Age Wave and Merrill Lynch reported in their study that 64% of retirees have moved or anticipate moving in retirement. But is moving right for you? There are a…… Read More
Veterans, service members, and their families often go through times of hardship. Some of the challenges are unique to the military experience, but many troubles are the same as those found in civilian life. Financial struggles are a part of life for people of all backgrounds, and sometimes the only solution is to file for…… Read More
Many middle-class Americans – or more particularly, those who make between $35,000-$150,000 a year – admit to feeling stressed about their financial situation on a consistent basis. This may not be surprising for those who make a lower than average income, as lower earners typically worry about their financial situation on a regular basis, but…… Read More
You work hard and you deserve the chance to enjoy your Golden Years when the time for retiring – and relaxing – comes along. Unfortunately, you may find that your financial situation prevents you from retiring. Many seniors in New Jersey, Pennsylvania, and everywhere else in the U.S. find that they need to keep working…… Read More
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Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.)
We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!
If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.
Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.
B Lal khan
I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.
Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.
Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.
Helped me every step of the way, let me know all my options
Dear sir , i had a good experience with you getting it done right and helping me with the process
Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.
Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.