Category Archives: Rebuilding After Bankruptcy

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Reaffirming Your Car Loan is NOT a Requirement in NJ Bankruptcy

Despite what you might have been told by your creditors, you may not have to sign a reaffirmation agreement on your car loan in order to avoid repossession or to rebuild your credit score after filing for bankruptcy. What is a Reaffirmation Agreement? A reaffirmation agreement is a voluntary document that legally obligates a borrower……
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6 Tips to Rebuilding Your Credit After Bankruptcy

The decision to declare bankruptcy is very difficult. The goal of filing bankruptcy is to give a troubled debtor a fresh start, yet it affects your future credit, your reputation, and your self-image. Thankfully it also considerably improves your short-term quality of life, alleviates many of your financial obligations, and you may be able to……
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