Category Archives: Personal Bankruptcy

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Should I File For Bankruptcy?

If you are in over your head in debt, it’s likely that the idea of filing for bankruptcy protection has crossed your mind. In some situations, you don’t have many choices. In others, however, you may – at least temporarily – be able to convince creditors to extend your terms or some other compromise. After……
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Bankruptcy: A Good Step Toward a Fresh Financial Start

If you are in over your head financially, you are most certainly not alone. 2013 was a record year for personal bankruptcy filings in New Jersey. You may even know some people who are no longer receiving those harassing phone calls from creditors – because they decided to file for bankruptcy protection and are now……
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The Truth About Filing for Bankruptcy

The concept of filing for bankruptcy protection tends to come with a social stigma. Many people are worried that others will find out they are in over their head financially. The truth is, however, it’s unlikely anyone will know you’ve filed for bankruptcy – unless you tell them. That’s just one of the facts about……
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What is a Stay and How Can it Help You?

One of the more frustrating and difficult parts of being in a financial freefall is the non-stop badgering and harassment from creditors. When you are home, the phone is constantly ringing – no matter how often you let it go to voicemail. Those daily voicemails are humiliating. What’s worse, the piles of delinquent letters that……
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Are You a Good Candidate for Bankruptcy Protection?

There is an unfair negative stigma attached to bankruptcy in our society. Granted, no one ever brags about it, but filing for Chapter 7 or 13 bankruptcy protection is not necessarily a negative thing; it can be used as a positive financial tool. If you’re having financial difficulties and are considering your options, it’s important……
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