Category Archives: Personal Bankruptcy

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College Degree Doesn’t Make You Immune from Bankruptcy

With years of higher education under your belt and a great job, one would think you’ve got it made financially (Or at least you are on the road to financial freedom). You’ll never need to know anything about bankruptcy, right? Bankruptcy is for the unemployed and uneducated. Right? While it sounds like common sense to say……
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Why Debt Settlement May Not Be Your Best Option

We’ve all heard the bold promises made by various debt settlement companies. “Cut your debt in half!” “Be debt free in 36 months!” These companies pitch their wares to unsuspecting customers who want to reduce their debt and pay “only a fraction” of what they owe. While not necessarily selling snake oil, these settlement companies……
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Can I File for Bankruptcy Protection More than Once?

Just because you filed for bankruptcy before doesn’t mean that you won’t have financial problems again. There are so many things that are out of our control and all of these – employment status, emergencies, health crises — which can significantly damage our finances. Fortunately, you can apply for bankruptcy protection more than once. There……
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How Will Filing for Bankruptcy Impact My Credit?

There are a lot of misconceptions and misinformation out there when it comes to bankruptcy and the impact it will have on your credit score going forward. Due to some of these misconceptions, bankruptcy is often treated as a scarlet letter that it isn’t. Much of this information is being disseminated by credit card companies……
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Life After Completing Your Chapter 13 Bankruptcy Plan

A Chapter 13 bankruptcy plan lasts a minimum of three years and a maximum of five years. If you are nearing the end of your repayment plan, you’re likely feeling a high sense of pride and relief. However, you may also be wondering about what’s next. Upon completion of a Chapter 13 plan, all of……
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