New Jersey Attorney for Credit Report Disputes

In many ways, having a good credit report is almost as important as having a clean criminal record. Any financial agreement or application for credit will likely involve a review of your credit report, and notations of unpaid debts or other negative information can seriously jeopardize the financial opportunities that are available to you.

When there is inaccurate information on your credit report, you have the right to dispute it with the credit reporting agency and have it removed. Each agency has its own unique process for disputing items on a credit report, and these matters can become quite complex. It is often beneficial to have the support of an experienced lawyer who understands these processes and has the ability to help you reach a favorable result.

I am New Jersey bankruptcy attorney Joel R. Spivack, and I provide comprehensive debt relief services to clients throughout South Jersey and the Philadelphia area. In addition to helping you obtain the debt relief you need, I also provide services to ensure that your rights are protected after your bankruptcy is complete.

Disputing Items on a Credit Report

There are a number of actions that can be taken to dispute information on your credit report. I can help you navigate the challenging process of filing a dispute with the specific credit bureau in question, including gathering the proper documentation from your bankruptcy as proof that the debt is considered paid in full. I have experience handling disputes against Experian, Equifax and TransUnion.

If the credit bureau fails to correct the issue in a timely manner or refuses to accommodate your request, it may be necessary to take legal action. Depending on the circumstances of your case and who is responsible for the information that was placed on your credit report, I can help you file suit against the credit bureau or the creditor to force compliance.

Visit My Cherry Hill Office for a Free, In-Person Consultation

Contact me today to discuss your credit report issue and learn more about what I can do to help you. My office is conveniently located in Cherry Hill, and free parking is available. My regular business hours are 8 a.m. to 5 p.m., Monday through Friday. You can reach me by phone at 856-861-6203 or toll free at 866-488-2196. You can also contact me via e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.