Debt Management Archives - Page 8 of 17 - Law Office of Joel R. Spivack

Category Archives: Debt Management

Debt Problems, Low Wages Make It Hard for Families to Rent Affordable Homes

May 31, 2016 Written on Behalf of Joel R. Spivack

Although the economic recession is over, many people still struggle to cover their living expenses because they simply are not earning enough money and are buried underneath a mountain of debt. According to a report issued by the National Low Income Housing Coalition (NLIHC), a person who works 40 hours per week and earns the……
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Study Finds That Most Americans Can’t Cover Unexpected Emergency Expenses

May 24, 2016 Written on Behalf of Joel R. Spivack

This is the first article in a blog series on emergency savings and financial security. Check out the second blog article, “A Lot of Americans with Financial Struggles Focus on the Present, Don’t Worry about the Future.” A majority of Americans report that they would probably not have the funds needed to cover emergency expenses,……
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Recent College Graduates Need to Avoid Racking up Credit Card Debt

May 23, 2016 Written on Behalf of Joel R. Spivack

This is the second in a blog series on student loan debt and other money matters faced by college graduates. Check out the first blog article in this series, “Pay Back Your Student Loans before the Interest Charges Spiral Out of Control.” When students finish college and enter the real world, they may be unprepared……
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Pay Back Your Student Loans before the Interest Charges Spiral Out of Control

May 20, 2016 Written on Behalf of Joel R. Spivack

This is the first in a blog series on student loan debt and other money matters faced by college graduates. Check out the second blog article in this series, “Recent College Graduates Need to Avoid Racking up Credit Card Debt.” It’s college graduation season, a time when many young people are celebrating their hard work……
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Most American Workers Not Ready to Cover the Costs of Retirement

May 11, 2016 Written on Behalf of Joel R. Spivack

A recent study found that most Americans are not realistic when it comes to estimating the amount of money they will need during retirement. The cost-of-care study, conducted by Genworth Financial, a major long term care insurance provider, estimated that the median cost to hire someone who can assist with household tasks is $3,861 per……
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Our Client Reviews on Google

Results may vary depending on your particular facts and legal circumstances.

Destiny Waller

2022-03-06

Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.) We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!

Caius Santos

2022-02-14

If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.

Joe Delia

2022-02-02

Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.

B Lal khan

2022-01-25

I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.

B Noshn

2022-01-25

Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.

Sandra Waite

2022-01-24

Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.

Greg Clementi

2022-01-24

Helped me every step of the way, let me know all my options

Brian Speigel

2021-11-24

Dear sir , i had a good experience with you getting it done right and helping me with the process

joseph hoffman

2021-11-13

Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.

Damiana Padilla

2021-10-16

Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.

See my ratings and reviews on AVVO and Lawyers.com.

Joel R. Spivack

Protecting your assets.
Rebuilding your financial future.

Contact Us Now For a Consultation

Category Archives: Debt Management

Categories

Debt Problems, Low Wages Make It Hard for Families to Rent Affordable Homes

Study Finds That Most Americans Can’t Cover Unexpected Emergency Expenses

Recent College Graduates Need to Avoid Racking up Credit Card Debt

Pay Back Your Student Loans before the Interest Charges Spiral Out of Control

Most American Workers Not Ready to Cover the Costs of Retirement

Our Client Reviews on Google

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Joel R. Spivack

Protecting your assets. Rebuilding your financial future.

Contact Us Now For a Consultation

Category Archives: Debt Management

Categories

Our Client Reviews on Google

Protecting your assets.
Rebuilding your financial future.