Category Archives: Debt Management

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Avoiding Debt Settlement Scams

We are all facing uncertain times during this global pandemic. Some people may have had their hours reduced or perhaps have lost their jobs entirely. As it stands, there are plenty of companies out there that people who are struggling financially can reach out to in order to file for bankruptcy or help get their……
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Repossession Laws In New Jersey: What Consumers Need to Know

When you start getting behind on your bills, the thoughts of default, repossession, bankruptcy, and loss of quality of life is enough to make anyone fearful and avoidant. During these uncertain times, it’s critical to communicate with your lenders. Most businesses and lenders are willing to work with you either pausing your payments or coming……
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Don’t Load Up on Debt to Build Credit

An individual’s credit score is one of the most important numbers attached to their identity. It can play a deterministic role in your financial decisions because it impacts your ability to be approved for loans and credit cards, how much interest you pay and the likelihood you’ll be approved for renting an apartment. Several websites……
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Why Americans Are In So Much Debt

Feeling like your debt is higher than ever? You’re not alone. The Federal Reserve reports on consumer debt each month, and recent stats show that consumer borrowing has reached a new milestone. Americans are diving deeper and deeper into the red as consumer debt just crossed the $4 trillion mark for the first time ever…….
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Debt Restructure Rescues Charlotte Russe

While financial struggles often impact individuals, it can also happen on a much larger scale. Businesses and companies often run into financial troubles that could ruin them. Recently, Charlotte Russe, a popular juniors brand company was facing $240 million of debt, which was due to mature come 2019. Fortunately for the San Francisco based company……
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