Can You File Bankruptcy to Clear Court Fines? Bankruptcy gives a fresh start to individuals underwater with their debts, but not all debts can be discharged through filing a bankruptcy. Attorney Joel R. Spivack has extensive bankruptcy law experience and can help you understand whether your court fines are dischargeable under the Bankruptcy Code. Can……
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Category Archives: Debt Management
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Tax Obligations and Debt Problems May Be Greater for Married Couples
It used to be assumed that getting married would help to alleviate debt concerns because doing so would have a positive effect on a person’s tax bill, among other things. However, that may not actually be the case, especially if both spouses have high annual incomes. Beyond that, getting married can potentially reduce a person’s……
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How Long Can a Creditor Take to Collect a Debt in New Jersey?
Let’s say you bought something on credit but the vendor’s bill never showed up in your mailbox. You thought you hit the jackpot! But then, one day, the company woke up and now you find it’s time to pay the piper. How long can a creditor wait before attempting to collect on debt? “I am……
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Americans Not Doing Enough to Save Up for Retirement
Although many Americans struggling with debt realize how important it is to save for retirement, the reality is that not enough people are doing enough to prepare for a time when they won’t be working anymore. According to a recent survey, the vast majority of people living in the U.S. have dangerously low amounts in……
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Debt Settlement in New Jersey: Understanding Your Options
All too often you hear or see advertisements for ways to get out of debt quick. Unfortunately, these get debt-free quick schemes are not all they are talked up to be. But, the good news is, there are options for those in debt or struggling to make payments. Debt occurs when those fail to repay……
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