Category Archives: Credit Report


What’s a Good Credit Score – and Why Does it Matter?

When it comes to credit scores, like everything else in life, “good” is in the eye of the beholder. Someone with good credit is in a position to obtain loans with better than average interest rates. However, if you want the best borrowing terms available in the marketplace, “good” likely won’t cut it. You need……
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Getting a Mortgage after Bankruptcy: The Letter that May Make the Difference

Since filing for bankruptcy protection may shave more than 200 points off your credit score (more if your house was foreclosed on!), it stands to reason that you may not be the picture of a good risk when applying for a mortgage. However, that doesn’t mean you can’t get a loan approved; a good letter……
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Getting a Loan after an NJ Bankruptcy: Is It Even Possible?

A common worry among potential bankruptcy filers is that they will be unable to get any form of loan after they declare bankruptcy – for at least seven years! However, whether or not you can get approved for a loan after your bankruptcy filing doesn’t always hinge on how long it has been since the……
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How Important is a Good Credit Score?

To answer any questions about the importance of a good credit score, you need to consider what you are trying to do. Are you thinking about applying for a major loan – such as a mortgage? If so, a high credit score is important. On the other hand, if you have a home, a car……
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Credit Report Mistakes: How Does That Even Happen?

There are seven billion people in the world; that’s a lot of credit reports. Simply, put, mistakes happen in all areas of business. The vast majority of the time, credit report errors are just that: mistakes. That being said, if you are aware of how these mistakes can happen, you can do your best to……
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