Category Archives: Credit Report

Categories

Stop Procrastinating: Check Your Credit Report for Free Today

This article is the third article in a multi-part series on steps you can take right now to get your financial health in order. Resolutions are all about goals. If your goal is to get financially healthy in 2016, monitor your credit regularly. You see and hear the commercials all the time. There are cute……
Read More


The Biggest Mistake Consumers Make is Not Checking their Credit Regularly

Perhaps you don’t feel you have any reason to believe your credit report is anything but clean and shiny. Or, you know for a fact that it’s quite tarnished and have decided ignorance is bliss. Or, maybe you are somewhere in between but just don’t understand why it’s worth checking anyway. Maybe you think, “even……
Read More


The Biggest Mistake Consumers Make is Not Checking their Credit Regularly

Perhaps you don’t feel you have any reason to believe your credit report is anything but clean and shiny. Or, you know for a fact that it’s quite tarnished and have decided ignorance is bliss. Or, maybe you are somewhere in between but just don’t understand why it’s worth checking anyway. Maybe you think, “even……
Read More


FICO Unveils Pilot Program for Consumers with Low & Zero Credit Scores

Your credit score, commonly referred to as your FICO score, measures a consumer’s credit risk. It is calculated based on your paying history with current lenders. If you pay your bills on time, you likely have a high score – possibly over 700. If you’ve missed many payments, you could have a score as low……
Read More


Credit Stopping You from Obtaining a Mortgage? You May Have Options

While it’s unlikely that you will get approved for a $400,000 mortgage with a 500 credit score, you may have options if you’re looking to purchase a new home with less than perfect credit. More and more private lenders are focusing on things other than FICO score to determine eligibility for a home loan. Claiming……
Read More