Category Archives: Credit Report


5 Factors That Affect How Credit Bureaus Calculate Credit Scores

Finding yourself in a position of contemplating bankruptcy can bring up a lot of questions such as: How does a new bankruptcy affect my credit score vs. an old one? Some might be surprised to find out that in a number of cases, filing bankruptcy might actually improve your credit standing. How bankruptcy impacts a……
Read More

5 Keys To Obtaining A Good Credit Score Under The New FICO Scoring System

For years, people have been consolidating to personal loans to boost their credit and get away from credit card debt. Now, they might see negative consequences for it. FICO will be updating the way it decides credit scores and the changes will have a big impact on how personal loans are handled. This new system……
Read More

5 Bad Credit Myths Debunked

There is a lot of misinformation online regarding credit and credit scores. The age of anyone being able to access their credit score at any time, often free of charge, as well as the newfound popularity of credit monitoring apps, has rekindled the conversation about maintaining good credit. Below are five common bad credit myths……
Read More

Stop Procrastinating: Check Your Credit Report for Free Today

This article is the third article in a multi-part series on steps you can take right now to get your financial health in order. Resolutions are all about goals. If your goal is to get financially healthy in 2016, monitor your credit regularly. You see and hear the commercials all the time. There are cute……
Read More

The Biggest Mistake Consumers Make is Not Checking their Credit Regularly

Perhaps you don’t feel you have any reason to believe your credit report is anything but clean and shiny. Or, you know for a fact that it’s quite tarnished and have decided ignorance is bliss. Or, maybe you are somewhere in between but just don’t understand why it’s worth checking anyway. Maybe you think, “even……
Read More