With Black Friday rapidly approaching, retailers in New Jersey and nationwide have their sights focused squarely on getting consumers to come out and spend money.
Category Archives: Credit Card Debt Archives
We have probably all heard that credit card debt can be a vicious cycle. In order to build credit, people need to open a line of credit with a credit card.
When it comes to credit, a lot of people find themselves in hot water. This may be due in part to the fact that many people simply do not understand how credit works and how having “bad credit” can affect their financial well-being.
Building your credit is an important part of gaining financial independence as an adult. Without a solid credit history, it is hard to qualify for low rates on a home mortgage or auto loan.
Soon, thousands of New Jersey teenagers will participate in an important rite of passage: they will head off to college and leave home for the first time.