Creditors and collection agencies have a set amount of time to sue people who are behind on their credit card bills. This is called a statute of limitations; in most states, according to the U.S. Federal Trade Commission, the window is between three and 10 years. In New Jersey, the statute of limitations by which…… Read More
For many folks across New Jersey, credit card expenses and bills are regular concerns. Many people struggle with building credit, maintaining monthly payments and the repercussions of missing these payments. Before they know it, people can become buried under credit card debt.
Credit card debt is still a heavy burden for many people throughout New Jersey, but there are signs that consumers in general are getting their card spending under control. Let’s look at some of the recent numbers gathered by credit reporter TransUnion.
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“Joel was very thorough and made sure we knew what was going on at all times. I felt very comfortable with him handling our financial matter and that he did his best when working our case.”
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“I was first introduced to Mr. Spivack several years ago when clients of mine filed for personal bankruptcy. Since then I have also experienced first-hand his work ethic, knowledge, timely response & attention to detail with regards to residential real estate transactions. I highly recommend Mr. Spivack & look forward to working with him again!”
“Joel was so very patient with me during a hard time in my life of losing my husband and then I got ill, he is a world class lawyer who takes the time to know and understand his clients. Thank you so much”