Category Archives: Credit Card Debt Archives


Statute of Limitations on Credit Card Debt in NJ

Creditors and collection agencies have a set amount of time to sue people who are behind on their credit card bills. This is called a statute of limitations; in most states, according to the U.S. Federal Trade Commission, the window is between three and 10 years. In New Jersey, the statute of limitations by which……
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Stats point to signs of improvement in U.S. credit card debt

Credit card debt is still a heavy burden for many people throughout New Jersey, but there are signs that consumers in general are getting their card spending under control. Let’s look at some of the recent numbers gathered by credit reporter TransUnion.

Keeping debt solution options in perspective

Financial stress is something that many people find themselves dealing with on a daily basis. Many people wake up worrying about how to pay bills and go to sleep thinking about what to do about debt.