Category Archives: Debt Management


What Is the Means Test in Bankruptcy?

In 2005, the United States enacted the Bankruptcy Reform Act. Under the new guidelines, the courts are able to make a determination about whether or not you would be able to afford payments under a reorganization of your debt – in accordance with a Chapter 13 filing. One of the largest differences between Chapter 7……
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Avoiding Debt Settlement Scams

As it stands, there are plenty of companies out there that people who are struggling financially can reach out to in order to file for bankruptcy or help get their debt settled. But with these legitimate companies there are also those aiming to take advantage of those seeking debt relief. Heed the following tips to……
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Debt Restructure Rescues Charlotte Russe

While financial struggles often impact individuals, it can also happen on a much larger scale. Businesses and companies often run into financial troubles that could ruin them. Recently, Charlotte Russe, a popular juniors brand company was facing $240 million of debt, which was due to mature come 2019. Fortunately for the San Francisco based company……
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Judgment Liens Explained

 When it comes to lawsuits of any kind there are generally many terms that you might not recognize or are unsure of their meaning. It is important to know these definitions and what they mean for you and your lawsuit. One term many people do not know much about is a judgment lien. It sounds……
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Debt settlement in New Jersey: Understanding your options

All too often you hear or see advertisements for ways to get out of debt quick. Unfortunately, these get debt-free quick schemes are not all they are talked up to be. But, the good news is, there are options for those in debt or struggling to make payments. Debt befalls those who fail to repay……
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