Category Archives: Buying a Home

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What Is Mortgage Fraud?

Mortgage fraud is something that can be committed intentionally or by accident. It is also something that can be committed by individual borrowers, as well by lenders. According to the Federal Bureau of Investigation (FBI), mortgage fraud is defined as any type of “material misstatement, misrepresentation, or omission relating to the property or potential mortgage……
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High-Rankings Schools Can Boost Sales Prices of Homes in New Jersey

When people start considering which NJ neighborhoods to live in, they often consider things like how highly ranked the area schools are, how easy it is to access public transportation, and how long it will take to commute to New York City. Of course, another major factor in home-buying decisions is the cost of purchasing……
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New Jersey Home Prices on the Rise, But Still Below National Growth Rates

New Jersey home prices are on the rise, according to the S&P CoreLogic Case-Shiller 20-City Composite index. The report, which measures the value of residential real estate in 20 major US metropolitan areas, found that real estate prices across the United States are up five percent over last year. Interestingly, the rise in the cost……
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International Buyers Targeting Cheaper Real Estate, Rental Properties

The US real estate market has reportedly seen an influx of international buyers, with many of them focusing on lower-value properties that can subsequently be rented to middle-class families. In the past, sales of US properties to foreign buyers have been largely limited to luxury real estate holdings; however, it seems that foreign buyers are……
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Inexpensive “Starter” Homes Disappearing from the US Real Estate Market

Home sales to potential first-time homeowners are on the decline. And now experts who have examined the data are speculating that one of the biggest reasons for this downturn is that low-cost starter homes are no longer as readily available as they were in years past. Worse yet for prospective homebuyers with minimal assets (including……
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