Legal Blog for Bankruptcy & Real Estate Matters in NJ & PA

Top 11 Tips For New Homebuyers From a Real Estate Attorney

August 10, 2022 Written on Behalf of Joel R. Spivack

Buying a home for the first time is exciting, but it can also feel very overwhelming. Your first home should be a blessing, not a burden. The more prepared you are, the more likely you’ll find the right fit – for your heart, head, and wallet! Instead of racking every nerve, rely on these helpful……
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What Is Mortgage Fraud?

August 3, 2022 Written on Behalf of Joel R. Spivack

Mortgage fraud can be committed intentionally or by accident. It can be committed by individual borrowers as well as by lenders. According to the Federal Bureau of Investigation (FBI), mortgage fraud is defined as any type of “material misstatement, misrepresentation, or omission relating to the property or potential mortgage relied on by an underwriter or……
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What if I Can No Longer Make My Chapter 13 Bankruptcy Payments?

July 28, 2022 Written on Behalf of Joel R. Spivack

Filing for Chapter 13 bankruptcy is one option if you are struggling financially. Under Chapter 13, your debt obligations get reorganized into a supervised monthly payment plan agreed on by your creditors. This payment plan generally lasts for a period between three to five years. Once your repayment plan is over, the remaining debt will……
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A Guide to the Different Chapters of Bankruptcy

July 20, 2022 Written on Behalf of Joel R. Spivack

If you’re on the verge, or even just considering the concept of filing for bankruptcy, understanding your options is an important step. People commonly hear about Chapter 7 or Chapter 13, but may not know the difference. The truth is the Bankruptcy Code allows for multiple different types of bankruptcy and understanding the difference between……
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Should I Be Worried About Going to My Meeting of Creditors?

July 6, 2022 Written on Behalf of Joel R. Spivack

Should I Be Worried About Going to My Meeting of Creditors? There’s no doubt that declaring bankruptcy is a tough choice to make. For many, it’s the only viable way to start over with a clean slate. In 2021 alone, more than 413,000 people filed for bankruptcy in the United States. Though most people who……
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Our Client Reviews on Google

Results may vary depending on your particular facts and legal circumstances.

Destiny Waller

2022-03-06

Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.) We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!

Caius Santos

2022-02-14

If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.

Joe Delia

2022-02-02

Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.

B Lal khan

2022-01-25

I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.

B Noshn

2022-01-25

Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.

Sandra Waite

2022-01-24

Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.

Greg Clementi

2022-01-24

Helped me every step of the way, let me know all my options

Brian Speigel

2021-11-24

Dear sir , i had a good experience with you getting it done right and helping me with the process

joseph hoffman

2021-11-13

Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.

Damiana Padilla

2021-10-16

Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.

See my ratings and reviews on AVVO and Lawyers.com.

Joel R. Spivack

NJ & PA Consumer Bankruptcy & Real Estate Transacations Attorney

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