Categories

What Is Mortgage Fraud?

Mortgage fraud can be committed intentionally or by accident. It can be committed by individual borrowers as well as by lenders. According to the Federal Bureau of Investigation (FBI), mortgage fraud is defined as any type of “material misstatement, misrepresentation, or omission relating to the property or potential mortgage relied on by an underwriter or……
Read More


Does Bankruptcy Affect Future or Current Employment?

You might be hesitant to file for bankruptcy because you’re afraid you might lose your job. Maybe you’re concerned that a potential employer will deny your employment if you filed for Chapter 7 or Chapter 13 bankruptcy. If you can’t meet your financial demands with a job, how would you meet them without one? Will……
Read More


I Can’t Afford to Pay for My Car Anymore. Can Bankruptcy Help?

People often find themselves contemplating bankruptcy because they’re in over their heads with monthly car payments. If you’ve been affected by COVID-19 and are unable to meet your financial responsibilities, you need a plan for debt relief and resolution. When Car Payments Become Too Much A car you once loved can become a major problem……
Read More


What Gets Discharged in Chapter 13 Bankruptcy?

In a Chapter 13 bankruptcy, your debt will be broken down into: Secured debts Priority unsecured debts, and Non-priority unsecured debts For secured debts guaranteed by collateral, you will have to pay or surrender them if the collateral secures your obligation. This is usually property like a car or house. Priority unsecured debts don’t go……
Read More


Grounds for Objection to Wage Garnishment

If a creditor sues you and successfully gets a judgment, wage garnishment is one way they can collect. Wage garnishment allows your creditor to take part of your employment income. This is accomplished through a wage garnishment order that the judgment creditor serves on your employer. Then, your employer has to withhold money from each……
Read More