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Credit Card Debt and Retirement Savings

You might be facing a ton of credit card debt, unsure of how you will ever pay it off. You might be considering Chapter 7 bankruptcy. You might also be thinking about dipping into your retirement savings to pay it off. Both options have benefits and drawbacks and it is important for you to be……
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Filing Bankruptcy with Equity in Home

Bankruptcy is designed to provide those struggling financially to get a fresh start. It has its advantages and disadvantages, making it something that will work for some but may not work for all. You might be considering bankruptcy, but are worried you will lose every piece of property you own. This is especially true if……
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Bankruptcy When Owning a Home

Many people in tight financial situations do their best to stick it through, despite incurring more and more debt as time goes on. They have this idea that if they filed for bankruptcy, they would end up losing whatever assets they still have. One asset than many hope never to lose is their home. For……
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Are Annuities Exempt in Bankruptcy?

When it comes to bankruptcy it is important to know what properties, debt, or other money can be deemed exempt. This is especially true because property exemptions can vary from state to state, and even those can vary from federal property exemptions. The same holds true for annuities, which usually come in the form of……
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Filing for Bankruptcy Without Your Spouse

While filing a joint bankruptcy petition with your spouse may save you time and money, if you are the only one with debt, it would be in your best interest to file individually. Still, it is important to know that even if you file for bankruptcy as an individual, your spouse may still be affected…….
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