Categories

Bankruptcy and Debt Collection Lawsuits

When you have unpaid debts, creditors may resort to pursuing a lawsuit against you to collect. Not all creditors have the option of pursuing this legal remedy, but in many cases, the creditor can obtain a judgment against you that may include wage garnishment. Debt collection lawsuits begin when the collection agency or creditor files……
Read More


4 Criteria For Tax Debt To Be Dischargeable Under Bankruptcy

Many people who struggle with their finances and debt also struggle with tax debt. It’s very common for people to turn to bankruptcy as a solution to their tax problems. Although bankruptcy can help with many types of tax issues, it can’t solve all tax debt problems. If you know how bankruptcy works when it……
Read More


Reaffirming Your Car Loan is NOT a Requirement

Despite what you might have been told by your creditors, you may not have to sign a reaffirmation agreement on your car loan in order to avoid repossession or to rebuild your credit score after filing for bankruptcy. In a 2020 Southern California hearing, a debtor said that she was under pressure from Wells Fargo……
Read More


Cross-Collateralization: When Unsecured Debt Ends Up Costing You Your Car

Many choose credit unions because they generally offer certain advantages over banks. You might get a better interest rate on a loan, a higher credit limit, fewer fees, or more personalized attention. But credit unions also commonly practice cross-collateralization—a term most have never heard of and rarely pay attention to when scanning the fine print…….
Read More


Top 11 Tips For New Homebuyers From a Real Estate Attorney

Buying a home for the first time is exciting, but it can also feel overwhelming. Your first home should be a blessing, not a burden. The more prepared you are, the more likely you’ll find the right fit – for your heart, head, and wallet! Instead of racking every nerve, rely on these tips to……
Read More