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When Should You Hire a Real Estate Attorney in Cherry Hill, New Jersey?

If you’ve never purchased or sold a property before, you might not even be aware that real estate attorneys exist. A real estate attorney can be used for many different aspects of a real estate transaction. With experience and education, they can handle both residential and commercial property transactions. A commercial real estate lawyer deals……
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6 Ways To Improve A Low Credit Score

Having a low credit score tags you as a high-risk borrower and can impact so many facets of your life. Just how can it affect you? It is the determining factor in whether or not a lender will actually lend you money, and it raises the interest rate you have to pay if they do…….
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5 Factors That Affect How Credit Bureaus Calculate Credit Scores

Finding yourself in a position of contemplating bankruptcy can bring up a lot of questions such as: How does a new bankruptcy affect my credit score vs. an old one? Some might be surprised to find out that in a number of cases, filing bankruptcy might actually improve your credit standing. How bankruptcy impacts a……
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Grounds for Objection to Wage Garnishment

If a creditor sues you and successfully gets a judgment, wage garnishment is one way they can collect. Wage garnishment allows your creditor to take part of your employment income. This is accomplished through a wage garnishment order that the judgment creditor serves on your employer. Then, your employer has to withhold money from each……
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What Is the Means Test in Bankruptcy?

In 2005, the United States enacted the Bankruptcy Reform Act. Under the new guidelines, the courts are able to make a determination about whether or not you would be able to afford payments under a reorganization of your debt – in accordance with a Chapter 13 filing. One of the largest differences between Chapter 7……
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