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Don’t Load Up on Debt to Build Credit

An individual’s credit score is one of the most important numbers attached to their identity. It can play a deterministic role in your financial decisions because it impacts your ability to be approved for loans and credit cards, how much interest you pay and the likelihood you’ll be approved for renting an apartment. Several websites……
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How Much Does It Cost To File For Bankruptcy In New Jersey?

While filing for bankruptcy tends to have a negative connotation, in reality, it serves as a great way for those struggling with money or debts to get a fresh start. But, as is the case with many things in this world, filing for bankruptcy is not free. This may make it a daunting or seemingly……
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The Law Office Of Joel R. Spivack Has Moved To A New Office!

After 15 years at the same address (19 years in the same office complex, Commerce Center in Cherry Hill), we are pleased to announce that we have moved! The Law Office of Joel R. Spivack is staying in Cherry Hill, but moving to a brand new space! Our new office address is 1415 Marlton Pike……
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Top 11 Tips From A Real Estate Attorney For New Home Buyers

Buying a home for the first time is exciting, but it can also feel overwhelming to traverse these uncharted waters. Your first home should be a blessing, not a burden. Instead of racking every nerve, rely on these tips to help you navigate the process, save money, and avoid common mistakes. The more prepared you……
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5 Ways Footing the Bill for Adult Children Puts Your Retirement at Risk

When preparing for retirement, socking away as much as possible can fast-track empty nesters to their goals. To calculate a budget, it is typical to consider expenses such as mortgage payments, food, utility bills, and maintenance costs. But more Americans are also covering living expenses for their adult children long after they should. This practice,……
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