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Are We on the Brink of a Recession?

The good news: retail sales, industrial production and employment – all up. The U.S. economy doesn’t seem to be on the verge of a slowdown. Unfortunately, before each economic downturn, these three markers historically index higher, even breaking records just before falling. This is why forecasters are generally blindsided by recessions, because they tend to……
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2018 Tax Season: Bigger Returns or Bigger Disappointment?

A spring ritual is underway. Tens of thousands of people will soon get their tax refunds, with dreams of finally being able to afford something they’ve thought about for months. Countless Americans struggle to gather the money to do or buy the things they desire. It’s what to expect in a country where nearly half……
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Why Americans Are In So Much Debt

Feeling like your debt is higher than ever? You’re not alone. The Federal Reserve reports on consumer debt each month, and recent stats show that consumer borrowing has reached a new milestone. Americans are diving deeper and deeper into the red as consumer debt just crossed the $4 trillion mark for the first time ever…….
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The Best Route to Rebuilding Your Credit Post-Bankruptcy

Undoubtably the decision to declare bankruptcy is very difficult. The goal of filing bankruptcy is to give a troubled debtor a fresh start, yet it affects your future credit, your reputation and your self-image. Thankfully it also considerably improves your short-term quality of life, it alleviates many of your financial obligations, and you may be……
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Life After Bankruptcy: What Happens After My Debts Have Been Discharged?

Making the decision to file for bankruptcy is never an easy one. Once you have made that decision, you may expect that the process will go smoothly and that you will quickly be able to move on with your life. However, the reality is that even after you have received your discharge and your bankruptcy is……
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