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Repossession Laws In New Jersey: What Consumers Need to Know

When you start getting behind on your bills, the thoughts of default, repossession, bankruptcy, and loss of quality of life is enough to make anyone fearful and avoidant. During these uncertain times, it’s critical to communicate with your lenders. Most businesses and lenders are willing to work with you either pausing your payments or coming……
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Your Stimulus Check May Be Subject to Seizure By Your Creditors

Your Stimulus Check May Be Subject to Seizure By Your Creditors   Many Americans will be receiving their Stimulus checks this week. While that is good news that may provide some financial relief to many, those individuals with unpaid debts may find that their Stimulus check will be taken by creditors. I wanted to share……
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How The CARES Act Will Change Bankruptcy

Last Friday, March 27, 2020, President Trump signed the Coronavirus Aid, Relief and Economic Security Act, also known as “CARES”. You have probably heard about the stimulus checks to individuals and families. One of the parts of the law that many people don’t know is that the law provides changes to the US Bankruptcy Code…….
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Chapter 7 Bankruptcy and Medical Debt

One of the biggest ways people end up accruing debt is the combination of inadequate health insurance coverage and the constantly increasing cost of healthcare. People find it difficult to meet the financial demands and high costs associated with treatments, surgeries, medications, etc., leaving them facing considerable medical debt. Despite this ever-growing problem, there is……
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5 Reasons Why Your Chapter 7 Bankruptcy Case in New Jersey Could Be Denied

The rejection or denial of a Chapter 7 bankruptcy case is very unusual, but there are reasons why a Chapter 7 case can be denied. Many denials are due to a lack of attention to detail on the part of the attorney, errors made on petitions or fraud itself. The attorney has to be knowledgeable……
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