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Why Americans Are In So Much Debt

Feeling like your debt is higher than ever? You’re not alone. The Federal Reserve reports on consumer debt each month, and recent stats show that consumer borrowing has reached a new milestone. Americans are diving deeper and deeper into the red as consumer debt just crossed the $4 trillion mark for the first time ever…….
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Personal Property Exemptions During Wage Garnishment

When you’ve incurred unpayable debts, creditors may be awarded a judgment against you in court. A creditors judgment may include wage garnishment, which means money will be taken out of your paycheck and sent to the creditor before you ever receive it. Sometimes, a creditor’s judgment may include taking your existing property and assets. It……
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The Rise in Elderly Bankruptcy

When you’ve gotten buried under piles of unpayable debt, one legal remedy is to file for bankruptcy status. Put plainly, bankruptcy means that you have been deemed legally unable to pay certain debts to creditors. This solution is often seen as a last resort for debtors, but in many cases, it is an effective solution……
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Bankruptcy Court and Challenging the Expert Witness

Expert witness testimony is often used during court proceedings, but witnesses who testify during bankruptcy court follow different rules than those who are testifying in criminal or district court. The opposing legal team will often attempt to challenge the testimony of an expert witness during bankruptcy cases, and the expert is required to make a……
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Real Estate Fraud

House sales are considered a giant expenditure for most Americans. Sadly, fraudulent activity still occurs in this industry, and it’s important for homeowners and home buyers to be aware of the latest types of fraud and schemes occurring in the real estate industry. Fraudulent home sales are defined as a criminal behavior, but the victim……
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