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Don’t Load Up on Debt to Build Credit

An individual’s credit score is one of the most important numbers attached to their identity. It can play a deterministic role in your financial decisions because it impacts your ability to be approved for loans and credit cards, how much interest you pay and the likelihood you’ll be approved for renting an apartment. Several websites……
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How Much Does It Cost To File For Bankruptcy In New Jersey?

While filing for bankruptcy tends to have a negative connotation, in reality, it serves as a great way for those struggling with money or debts to get a fresh start. But, as is the case with many things in this world, filing for bankruptcy is not free. This may make it a daunting or seemingly……
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The Law Office Of Joel R. Spivack Has Moved To A New Office!

After 15 years at the same address (19 years in the same office complex, Commerce Center in Cherry Hill), we are pleased to announce that we have moved! The Law Office of Joel R. Spivack is staying in Cherry Hill, but moving to a brand new space! Our new office address is 1415 Marlton Pike……
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Are We on the Brink of a Recession?

The good news: retail sales, industrial production and employment – all up. The U.S. economy doesn’t seem to be on the verge of a slowdown. Unfortunately, before each economic downturn, these three markers historically index higher, even breaking records just before falling. This is why forecasters are generally blindsided by recessions, because they tend to……
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2018 Tax Season: Bigger Returns or Bigger Disappointment?

A spring ritual is underway. Tens of thousands of people will soon get their tax refunds, with dreams of finally being able to afford something they’ve thought about for months. Countless Americans struggle to gather the money to do or buy the things they desire. It’s what to expect in a country where nearly half……
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