5 Steps Toward Building a Better Credit Score

The need for a good credit score is an increasingly important fact of life. Not only do credit scores influence your ability to get a loan, but they are also now often used to determine whether you will be hired for a job or allowed to rent an apartment.

More Americans Using Tax Refunds to Pay for Bankruptcy

With tax season upon us, many New Jersey residents are trying to decide what to do with that much-anticipated refund check.  Increasingly, people in New Jersey and throughout the country are using their refunds to file for bankruptcy. The 2005 Bankruptcy Abuse Prevention and Consumer Protection Act raised the average cost of filing for bankruptcy by……
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Should Student Loan Debt Be Dischargeable in Bankruptcy?

Student debt is at an all-time high. For the first time ever, total outstanding student loan debt topped $1 trillion in 2011. In 2010 alone, American students took on more than $100 billion in debt to pay for their educations. New Jersey student certainly aren’t immune from this problem. The average New Jersey undergrad carries……
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Foreclosure Settlement May Bring Relief to New Jersey Homeowners

The recession has not been kind to New Jersey homeowners. Rapidly declining home prices mean that nearly 300,000 of the state’s residents are now “underwater” on their loans, owing more than their homes are worth. A substantial portion of these homeowners have found it difficult to keep up with their payments. Thousands have already entered……
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