Anybody who has had expensive medical treatment lately knows just how relentless medical debt collectors can be. Even if you are fortunate enough to have health insurance, the co-pays and deductibles alone can be difficult to afford. In some cases, debt collectors don’t even wait for the insurance company to process the bill before coming…… Read More
The Great Recession has pushed bankruptcy into the national spotlight. As a result – and rightly so – there’s a lot less stigma attached to seeking debt relief than there once was. Both Chapter 7 and Chapter 13 bankruptcy can provide significant relief to struggling debtors. However, New Jersey bankruptcy attorneys encounter many people who…… Read More
The bad economy, combined with the rising cost of higher education, has left millions Americans with student loans they cannot afford to pay back. Usually, the solution to unmanageable debt is to discharge the obligations in bankruptcy. However, it is much harder to discharge student loans than other types of debt like credit cards, medical…… Read More
Years after the beginning of the financial crisis, New Jersey is still suffering severely from its effects. A recent report by the Mortgage Bankers Association shows 8.4 percent of New Jersey’s mortgage loans are now in foreclosure, the second-highest rate in the nation. Only Florida has a higher percentage of mortgage loans in foreclosure, at…… Read More
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Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.)
We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!
If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.
Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.
B Lal khan
I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.
Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.
Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.
Helped me every step of the way, let me know all my options
Dear sir , i had a good experience with you getting it done right and helping me with the process
Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.
Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.