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New Jersey Foreclosures Down 11 Percent

The new numbers are in, and it appears that the foreclosure situation got better in New Jersey over the first six months of 2012. All told, there were just over 10,700 New Jersey foreclosure filings between January 1 and June 30 of this year. In 2011, there were over 18,400 during the same period. The……
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Recovering From Debt After Recovering From Addiction

People wind up facing bankruptcy for any number of different reasons. Sometimes, job loss forces a family to rely on credit cards to make ends meet. In other cases, an unexpected illness or injury leads to unmanageable medical debt. In an increasing number of New Jersey bankruptcies, drug addiction is the underlying cause. Addiction doesn’t……
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Automatic Stays Provide Huge Relief in Bankruptcy Filings

New Jersey residents facing financial difficulties and considering bankruptcy can benefit from knowing about something called an automatic stay. An automatic stay takes effect immediately upon filing for bankruptcy. There are no hearings or signatures required. Automatic stays are designed to protect individuals from creditors or bill collectors. Creditor lawsuits are immediately halted, giving the……
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Another New Jersey ‘Real Housewife’ Files for Bankruptcy

Much of the drama depicted in the popular reality show “Real Housewives of New Jersey” is far from an accurate depiction of the day-to-day lives of New Jersey residents. Every now and again, though, the stars’ lives touch close to home. Like many people, the Housewives have faced some financial troubles in the aftermath of……
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Suit Alleges Medical Debt Collectors Are Holding Patients Hostage

Anybody who has had expensive medical treatment lately knows just how relentless medical debt collectors can be. Even if you are fortunate enough to have health insurance, the co-pays and deductibles alone can be difficult to afford. In some cases, debt collectors don’t even wait for the insurance company to process the bill before coming……
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