The cancellation of debt can be of great benefit to people who are in over their heads with unmanageable financial obligations. After years of struggling, getting rid of old debt can allow people to make a new fresh start. However, it is important to remember that canceling debt isn’t a free pass. The IRS views…… Read More
It’s no secret that being in debt can have a significant negative effect on your credit score. Although bankruptcy can help get debt problems under control, it is likely to cause a further drop – at least temporarily. However, just because you file for bankruptcy doesn’t mean you won’t ever need to use credit again……. Read More
Anybody who has had significant medical treatment lately knows just how expensive healthcare can be, even if you have good insurance. Making matters worse, many medical facilities aren’t very good at exercising patience as they wait for the bill to be paid. It is not at all unusual to see medical debts being sent to collections without the care provider ever trying to contact the patient to determine if and when the bill will be paid.
It’s easy to think of Olympic athletes as being somehow superhuman. In reality, though, most of them face the same struggles as the rest of us. Financial problems and unbearable debt are no exception. Recently, the families of two Olympians have publicly discussed their struggles with financial distress. When asked by reporters about her recent…… Read More
Earlier this month, former U.S. Rep. Patrick J. Kennedy made news when he claimed that out-of-control medical costs were the most common cause of personal bankruptcies in the United States. Kennedy made this statement while offering his support for President Obama’s health care act. Kennedy’s assertion led many to wonder whether this was really true……. Read More
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Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.)
We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!
If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.
Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.
B Lal khan
I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.
Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.
Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.
Helped me every step of the way, let me know all my options
Dear sir , i had a good experience with you getting it done right and helping me with the process
Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.
Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.