New Jersey Now Has Second-Worst Housing Problem In U.S.

All it takes is a drive through almost any neighborhood in New Jersey to see just how bad the state’s housing crisis has become. On nearly every block, you can see houses that are up for sale or have simply fallen into disrepair as a result of their owners’ financial struggles. Now, the numbers are……
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Understanding Credit Scores is the First Step to Financial Health

When it comes to credit, a lot of people find themselves in hot water. This may be due in part to the fact that many people simply do not understand how credit works and how having “bad credit” can affect their financial well-being.

Olympic Wrestler Facing Bankruptcy

In this bad economy, bankruptcy is increasingly becoming a fact of life for many Americans. Even very successful people have found themselves facing hard times after new ventures failed to perform as expected. Recently, it was announced that Olympic gold medal wrestler Rulon Gardner has filed for bankruptcy. According to his filings, he owes creditors……
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Student Loans Hard to Shake, Even After Bankruptcy

Most college students graduate from their universities with a significant amount of student loan debt. Many consider this a necessary part of pursuing higher education. But, if these students experience financial woes after graduation and file for bankruptcy, there is a good chance they will not see their student loans discharged with their other debt…….
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Applying for Your First Credit Card? Consider These Tips

Building your credit is an important part of gaining financial independence as an adult. Without a solid credit history, it is hard to qualify for low rates on a home mortgage or auto loan.