Categories

New Jersey Foreclosures: Vacant and Abandoned Property

The housing crisis in 2008 had many ripple effects throughout the entire nationwide economy but it also had significant repercussions in New Jersey. One of the ways that the New Jersey courts tried to abate many of the most problematic elements of the mortgage foreclosure crisis were through reforms and litigation designed to hold the……
Read More


Are Annuities Exempt in Bankruptcy?

When it comes to bankruptcy, it’s important to know what properties, debt, or other money can be deemed exempt. This is especially true because property exemptions can vary from state to state, and even those can vary from federal property exemptions. The same holds true for annuities, which usually come in the form of an……
Read More


2019 Equal Justice Medal Recipient Joel R. Spivack

Every year, the Legal Services of New Jersey (LSNJ) recognizes, honors and celebrates extraordinary pro bono contributors and attorney Joel R. Spivack has received the Legal Services of New Jersey 2019 Equal Justice Medal. The medal is in recognition and appreciation of major pro bono contributions to low-income clients referred by LSNJ’s programs. LSNJ consists……
Read More


Filing an Emergency Bankruptcy in New Jersey

Filing for bankruptcy is typically a process that should not be rushed. The bankruptcy process is complex, and the law requires you to completely, accurately, and truthfully disclose all debts, assets, income, expenses, and other financial information. Missing a deadline or making a mistake out of haste could create difficulty later on in your filing…….
Read More


Don’t Load Up on Debt to Build Credit

An individual’s credit score is one of the most important numbers attached to their identity. It can play a deterministic role in your financial decisions because it impacts your ability to be approved for loans and credit cards, how much interest you pay and the likelihood you’ll be approved for renting an apartment. Several websites……
Read More