If you have decided to file for bankruptcy, there’s a lot of things going around in your mind. You’re stressed. You’re scared. You really don’t know what’s going to happen to your favorite possessions or your home. In fact, you might even be experiencing tension in your family related to all this turmoil. All you want to do now is try to make things go easier as you file for bankruptcy and work to improve your life. In times like this, you often want advice on how to make the most of your efforts.
Sometimes, the best pieces of advice are common ideas that we just don’t remember in times of stress. When you are dealing with debt, stay calm – especially with the people who are trying to ruffle your feathers. It’s the job of collection agents, for example, to create anxiety. They harass and try to threaten you into paying your debts. Don’t take the bait. In fact, if you say the wrong thing, it may actually get you in even more trouble.
Similarly, if you are sitting down with your bankruptcy attorney, you should do your best to keep a calm mind. We all know how difficult it is to make an “either/or” choice and the decision to file for bankruptcy should never be taken lightly.
While an experienced, compassionate bankruptcy lawyer like Joel R. Spivack, Esq. understands that emotions can get the best of you, he also advises that keeping a calm and clear focus on the task at hand – namely getting you back to financial health – is paramount. Things will get better, but only if you allow the process to unfold in due course. You didn’t get into debt overnight and you won’t get out of it – save for winning the lottery or getting a huge inheritance – overnight either.
When it comes to dealing with debt, slow and steady wins the race. Mr. Spivack will make sure all your paperwork is in order. He will be by your side throughout the bankruptcy filing process – from deciding with form of protection is right for you through to final approval of your bankruptcy. Contact him today for a free consultation about your family’s situation.