We live in a scary time. Modern technology makes it very easy for people to remain anonymous, which gives fraudsters more chances to try and steal your identity and credit cards. It’s possible your information has already been compromised.
But you don’t have to sit back and let people steal from you. You have the right to protect yourself from fraud, and these three tips can help you fight for your identity and credit.
1) Stay Vigilant
Be on the lookout for scams and monitor your credit. If somebody calls you or emails you saying they need your social security number, the odds are high that they’re trying to steal your information.
Important government organizations will never call you out of the blue and demand that you give your social, so never give somebody your social security information unless you directly contacted the organization first.
2) Keep Important Documents Locked Up
Carrying around your social security card in your wallet? Knock it off. Having your social security card on you can lead to identity theft, either due to getting it stolen or as a result of you losing the card.
Keep your important social security and banking documents locked up in a safety deposit box or some other form of a secured location. Make sure you’re using complex internet passwords and avoiding using the same passwords for more than one account.
3) Embrace Credit Freezing
The idea of freezing your credit can sound scary, but it makes you extremely secure from fraudsters. You can still use your credit cards and build your existing credit while your credit is frozen, it just prevents new lines of credit from being opened.
People often pre-emptively freeze their credit just to reduce the risk of potential fraud or identity theft. All you need to do is remember to unfreeze your credit when you want to add a new line.
Contact an Experienced Lawyer Today
Joel R. Spivack, Esq. is well-versed and experienced in helping clients fix or rebuild their credit after they’ve filed for bankruptcy. Located in Cherry Hill, Mr. Spivack represents clients across New Jersey.
If you need assistance with overwhelming debt, call Camden County Attorney Joel Spivack at (856) 488-1200 or fill out the online contact form. The Law Office of Joel R. Spivack is located at 1415 Marlton Pike East, Suite 302, Cherry Hill, New Jersey in Camden County.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.