We are all facing uncertain times after the COVID pandemic. Some people may have had their hours reduced or perhaps have lost their jobs entirely. As it stands, there are plenty of companies out there that people who are struggling financially can reach out to in order to file for bankruptcy or help get their……
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5 House-Buying Myths Debunked
Making the decision to purchase a house can be momentous – a life-changing choice that fulfills a large part of the American dream to own property. Of course, this decision is not one that is made easily. Prior to closing on a home, you will need to do your due diligence and make sure that……
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Pros and Cons of Reverse Mortgages
Among the many options overlooked by homeowners, one of the most commonly overlooked is a reversed mortgage. A reverse mortgage is a system that allows homeowners to borrow against their own home equity while still being the homeowner. A reverse mortgage can be a powerful tool for retirees seeking a higher income to live comfortably…….
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Minimum Payments Delay Improving Your Financial Health
When addressing the financial strategies of my clients, one recurring issue that presents itself is the practice of only making the minimum payments on credit card balances. It is imperative to understand why this approach can be detrimental to one’s financial health. The interest rates associated with credit cards are typically much higher than other……
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When Dealing With Debt Collectors, It Pays To Know Your Rights
So you bought something on credit, but then never saw a bill for it. Perhaps you think: no bill = winner/free stuff! At some point, the company is likely to balance their books and find your debt. But just how long can a creditor wait before attempting to collect on that debt? Am I Off……
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