It’s Official: Americans Now Have Highest Credit Card Debt in History

It’s apparent something is wrong with how people use their credit cards for sure, but it is now official – Americans now have the highest credit card debt in the history of the United States. Coming in at $1.02 trillion dollars, it beats the $1.02 trillion credit card debt in 2008. Why is this the…Read More

Feeling Some Financial Stress? You Are Not Alone

  Many middle-class Americans – or more particularly, those who make between $35,000-$150,000 a year – admit to feeling stressed about their financial situation on a consistent basis. This may not be surprising for those who make a lower than average income, as lower earners typically worry about their financial situation on a regular basis,…Read More

NJ Resident Debt Higher Than The Great Recession of 2008

  Federal Reserve Bank data shows that consumers throughout the United States are shouldering the highest levels of debt since the months before the Great Recession of 2008. New Jersey residents are carrying more debt than other Americans. The following information reflects Federal Reserve Bank of New York data through year-end 2016 for New Jersey…Read More

Alfred Angelo Bridal Retailer Filing for Protection Under Chapter 7

  Bridal retailer Alfred Angelo has announced its decision to shutter its stores across the U.S. after filing for protection under Chapter 7 bankruptcy. Alfred Angelo Bridal Signature Stores are located throughout the United States with local stores in Cherry Hill, NJ and Whitehall, PA. The business operates more than 1,400 locations around the world.…Read More

What Happens When a Paid Contractor Declares Chapter 13 Bankruptcy?

A recent question concerns a contractor hired by a New Jersey homeowner to perform a job. The contractor filed for Chapter 13 bankruptcy before the consumer paid to have the work done. The question is, can the homeowner sue or is it necessary for him or her to wait until the bankruptcy is discharged? This…Read More

Client Testimonials

"Joel was very thorough in every aspect of preparation, presentation and representation of our very complex bankruptcy case. Joel and his staff
were extremely reponsive to our questions and concerns and made us feel that we were their most important client. Joel gave us every option
to consider and his objectiveness was a check and balance to our emotional perspective of our situation. In court Joel had a tremendous
rapport with the judges and court administrators which gave us great confidence in expecting a favorable outcome..." [read more]


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