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When Dealing With Debt Collectors, It Pays To Know Your Rights

So you bought something on credit, but then never saw a bill for it. Perhaps you think: no bill = winner/free stuff! At some point, the company is likely to balance their books and find your debt. But just how long can a creditor wait before attempting to collect on that debt? Am I off……
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What Are Home Foreclosure Adjournments and How Many Can Be Used?

Are you facing foreclosure? If so, you’re not alone, it’s more common in New Jersey than many realize. In fact, we have more active foreclosure cases than any other state in the U.S. It’s a sad reality, and a big part of it is the legal procedures in place. If your house has gone into……
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Disadvantages Of Filing For Bankruptcy Without An Attorney

If you’re filing for bankruptcy, then you’re probably dealing with some financial struggles. At this point, it might seem counter-intuitive to pay for an attorney when you’re already pinching pennies. Under the laws of bankruptcy, you’re not actually required to use an attorney to file for bankruptcy. You have the ability to represent yourself in……
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Joel R. Spivack Receives “Awesome Attorney” Award for 2019

Each year, readers of South Jersey Magazine vote for the most outstanding lawyers in New Jersey. We are so proud to announce that Attorney Joel R. Spivack, of the Law Office of Joel R. Spivack, has been named in the 2019 Awesome Attorneys List in the category of Bankruptcy and Creditor-Debtor Rights Law. This is……
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We Now Accept Electronic Payments Through LawPay™

For more than 25 years, our law firm has focused on consumer bankruptcy and residential real estate law throughout South Jersey. Now, we’ve made it easier and more convenient for our clients to pay for legal services. For your convenience, The Law Office of Joel R. Spivack is now accepting electronic payments for legal services……
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