Categories

We Now Accept Electronic Payments Through LawPay™

For more than 25 years, our law firm has focused on consumer bankruptcy and residential real estate law throughout South Jersey. Now, we’ve made it easier and more convenient for our clients to pay for legal services. For your convenience, The Law Office of Joel R. Spivack is now accepting electronic payments for legal services……
Read More


Grounds for Objection to Wage Garnishment

If a creditor sues you and successfully gets a judgment, wage garnishment is one way they can collect. Wage garnishment allows your creditor to take part of your employment income. This is accomplished through a wage garnishment order that the judgment creditor serves on your employer. Then, your employer has to withhold money from each……
Read More


The Best Route to Rebuilding Your Credit Post-Bankruptcy

Undoubtedly the decision to declare bankruptcy is very difficult. The goal of filing bankruptcy is to give a troubled debtor a fresh start, yet it affects your future credit, your reputation, and your self-image. Thankfully it also considerably improves your short-term quality of life, it alleviates many of your financial obligations, and you may be……
Read More


Bankruptcy And Unpaid Traffic Citations In New Jersey

Being in a tight financial bind with a bankruptcy on your mind is tough. You might be thinking, “How can this get any worse?” Then you get hit with a traffic citation that you can’t pay, which adds insult to injury. Perhaps you already had traffic citations piling up because you were unable to pay……
Read More


Disadvantages Of Going Through Foreclosure Without An Attorney

It is never easy to fall behind on your mortgage payments, especially when you are working so hard to meet them each month. If you fall far enough behind, the lender may begin the foreclosure process. This means your home will be sold at public auction, with the proceeds meant to cover some of the……
Read More