Bankruptcy Archives - Page 9 of 43 - Law Office of Joel R. Spivack

Category Archives: Bankruptcy

Senior Citizens and Bankruptcy in NJ

July 14, 2020 Written on Behalf of Joel R. Spivack

More elderly Americans are looking to bankruptcy for relief, especially because of the rising costs of healthcare. Despite there being advantages for senior citizens over other debtors, that does not necessarily mean that bankruptcy is the right choice. The degree to which bankruptcy can help a person varies on a case-by-case basis. You might stand……
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5 Bankruptcy Myths Debunked

July 7, 2020 Written on Behalf of Joel R. Spivack

In the world of finance, “bankruptcy” is the big bad “B” word that most people try their hardest to avoid. The word carries a social stigma, as though it’s the last resort before going completely broke. Ironically, bankruptcy is a financial strategy. In some cases, it can be a person’s best option. How did bankruptcy……
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Disadvantages Of Filing For Bankruptcy Without An Attorney

June 30, 2020 Written on Behalf of Joel R. Spivack

If you’re filing for bankruptcy, then you’re probably dealing with some financial struggles. At this point, it might seem counter-intuitive to pay for an attorney when you’re already pinching pennies. Under the laws of bankruptcy, you’re not actually required to use an attorney to file for bankruptcy. You have the ability to represent yourself in……
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Avoiding Debt Settlement Scams

May 14, 2020 Written on Behalf of Joel R. Spivack

We are all facing uncertain times during this global pandemic. Some people may have had their hours reduced or perhaps have lost their jobs entirely. As it stands, there are plenty of companies out there that people who are struggling financially can reach out to in order to file for bankruptcy or help get their……
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How The CARES Act Will Change Bankruptcy

April 3, 2020 Written on Behalf of Joel R. Spivack

Last Friday, March 27, 2020, President Trump signed the Coronavirus Aid, Relief and Economic Security Act, also known as “CARES”. You have probably heard about the stimulus checks to individuals and families. One of the parts of the law that many people don’t know is that the law provides changes to the US Bankruptcy Code…….
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Our Client Reviews on Google

Results may vary depending on your particular facts and legal circumstances.

Destiny Waller

2022-03-06

Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.) We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!

Caius Santos

2022-02-14

If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.

Joe Delia

2022-02-02

Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.

B Lal khan

2022-01-25

I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.

B Noshn

2022-01-25

Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.

Sandra Waite

2022-01-24

Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.

Greg Clementi

2022-01-24

Helped me every step of the way, let me know all my options

Brian Speigel

2021-11-24

Dear sir , i had a good experience with you getting it done right and helping me with the process

joseph hoffman

2021-11-13

Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.

Damiana Padilla

2021-10-16

Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.

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Joel R. Spivack

NJ & PA Consumer Bankruptcy & Real Estate Transacations Attorney

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