Category Archives: Bankruptcy

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5 Steps to Take Before Filing for Bankruptcy

Bankruptcy is often associated with hitting rock bottom, and this negative stigma leads many people to shy away from filing. But the truth is bankruptcy is a great option available if you’re in a difficult financial situation. Bankruptcy can give you a financial reset and the ability to live the life you always wanted. If……
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Is Information From A Bankruptcy Public?

Privacy has been, and most likely always will be, desirable in many aspects of your life. It becomes especially desirable in times of struggle and can play a big part in the decisions you make to help yourself. When it comes to bankruptcy, many worry about how public the information is going to be. Is……
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What Is the Means Test in Bankruptcy?

In 2005, the United States enacted the Bankruptcy Reform Act. Under the new guidelines, the courts are able to make a determination about whether or not you would be able to afford payments under a reorganization of your debt – in accordance with a Chapter 13 filing. One of the largest differences between Chapter 7……
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Bankruptcy And Unpaid Traffic Citations In New Jersey

Being in a tight financial bind with a bankruptcy on your mind is tough. You might be thinking, “How can this get any worse?” Then you get hit with a traffic citation that you can’t pay, which adds insult to injury. Perhaps you already had traffic citations piling up because you were unable to pay……
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The Disadvantages of Delaying Bankruptcy

There is a multitude of reasons that you may sit back and wait on filing for bankruptcy. One of the more common reasons for people delaying filing for bankruptcy is that they believe their financial situation will improve. Sometimes, this is the case; however, more often, it simply is not the case. Other factors that……
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