Category Archives: Bankruptcy

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Can I File Bankruptcy Without My Spouse?

It may be the case that both partners within marriage are facing financial challenges or it could be the case that one has racked up significant debt on joint accounts that affect both. Married couples do have the option to file bankruptcy together, but they are not obligated to do so. How To File Bankruptcy……
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Are Annuities Exempt in Bankruptcy?

When it comes to bankruptcy, it’s important to know what properties, debt, or other money can be deemed exempt. This is especially true because property exemptions can vary from state to state, and even those can vary from federal property exemptions. The same holds true for annuities, which usually come in the form of an……
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Filing an Emergency Bankruptcy in New Jersey

Filing for bankruptcy is typically a process that should not be rushed. The bankruptcy process is complex, and the law requires you to completely, accurately, and truthfully disclose all debts, assets, income, expenses, and other financial information. Missing a deadline or making a mistake out of haste could create difficulty later on in your filing…….
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How Much Does It Cost To File For Bankruptcy In New Jersey?

While filing for bankruptcy tends to have a negative connotation, in reality, it serves as a great way for those struggling with money or debts to get a fresh start. But, as is the case with many things in this world, filing for bankruptcy is not free. This may make it a daunting or seemingly……
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What Is the Means Test in Bankruptcy?

In 2005, the United States enacted the Bankruptcy Reform Act. Under the new guidelines, the courts are able to make a determination about whether or not you would be able to afford payments under a reorganization of your debt – in accordance with a Chapter 13 filing. One of the largest differences between Chapter 7……
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