George Santayana has often been quoted as saying, “Those who cannot remember the past are condemned to repeat it.” Perhaps there are few areas of life where this phrase can be more applicable than with a person who got in over their head financially, filed for bankruptcy, and is subsequently the proud owner of a…… Read More
So, you know you want to file for bankruptcy. You may even know all the benefits and pitfalls and are ready to get started down the path to your fresh, new financial start. However, if you are well informed, you should also know that bankruptcy is one thing you don’t want to go through alone……. Read More
If you are in over your head in debt, it’s likely that the idea of filing for bankruptcy protection has crossed your mind. In some situations, you don’t have many choices. In others, however, you may – at least temporarily – be able to convince creditors to extend your terms or some other compromise. After…… Read More
If you are in over your head financially, you are most certainly not alone. 2013 was a record year for personal bankruptcy filings in New Jersey. You may even know some people who are no longer receiving those harassing phone calls from creditors – because they decided to file for bankruptcy protection and are now…… Read More
Pennsylvania’s underfunded public pensions may soon become a nightmare for the Keystone State’s taxpayers, if it hasn’t already gotten there. Based on 2011 data accrued by the Pennsylvania Employee Retirement Commission, 573 of the state’s 1,218 municipalities have underfunded budgets, totaling more than a $6 billion deficit. In addition, two of the state’s pension plans…… Read More
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Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.)
We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!
If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.
Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.
B Lal khan
I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.
Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.
Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.
Helped me every step of the way, let me know all my options
Dear sir , i had a good experience with you getting it done right and helping me with the process
Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.
Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.