The only silver lining to student loans is the fact that you are not the only person dealing with them. Hundreds of thousands of new students each year are unable to afford tuition and turn to both government and private lenders for student loans. Over the course of pursuing higher education, the loans pile up……. Read More
There are many advantages that come with being married. For instance, now that you are married you have the option to file a joint bankruptcy with your spouse and discharge your debts together. Filing jointly can save you time and money. A joint bankruptcy is great for saving time because it eliminates separate hearings. All…… Read More
Bankruptcy is intended to provide debtors with a way out of debt and fresh financial start. And while it is a quick and easy option, filing for bankruptcy might not actually be in your best interest. It depends on your individual circumstances, as well as other factors. That is why the decision to file for…… Read More
Today, the word bankruptcy is considered negative. Many people view bankruptcy as something detrimental and bad for your life. And while it is true your credit score will take a hit, bankruptcy is intended to be a good thing and should be viewed as such. For starters, bankruptcy is a way to clear or discharge…… Read More
A no-asset Chapter 7 bankruptcy case is where there are no nonexempt assets to repay your creditors with. When filing for Chapter 7 bankruptcy, you are required to list all of your debts, regardless of if you think they will be wiped out by your discharge. Typically, any unlisted debts will not be discharged but…… Read More
Results may vary depending on your particular facts and legal circumstances.
Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.)
We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!
If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.
Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.
B Lal khan
I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.
Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.
Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.
Helped me every step of the way, let me know all my options
Dear sir , i had a good experience with you getting it done right and helping me with the process
Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.
Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.