Cherry Hill New Jersey Bankruptcy Lawyer Helps Clients Discharge Debt

 

You can feel helpless if you are faced with a never-ending amount of debt. When it comes time to evaluate your options for debt relief, you need someone on your side who will provide honest and straightforward answers to your questions. At my firm, I am committed to providing my clients with quality legal advice.

I am Joel R. Spivack, and I am an experienced Cherry Hill dischargeable debt lawyer. Over the past 25 years,

I have helped people get debt relief through bankruptcy in New Jersey. I believe that all my clients deserve individualized attention throughout every step of the bankruptcy process. I will not push clients toward filing bankruptcy if it is not right for them. I will provide you with the information you need to make a smart decision about your situation.

Need Information about Dischargeable vs. Nondischargeable Debts in Bankruptcy? Contact Joel R. Spivack

If a debt is dischargeable, it means that you are able to wipe away that type of debt when you file for bankruptcy. Dischargeable debts in both Chapter 7 bankruptcy and Chapter 13 bankruptcy include:

  • Credit card debt
  • Medical debts
  • Personal loans
  • Unsecured obligations

Sometimes debts that people think are unsecured are actually secured. Secured debts include liens and judgments. For example, in New Jersey, a judgment for a credit card ends up being a lien on your home, making it a secured debt that likely cannot be discharged in bankruptcy. As your attorney, I will help explain the differences in the types of debts you have and what can be done to help you wipe your slate clean and get a fresh start.

Contact a New Jersey Nondischargeable Debt Lawyer for Experienced Guidance today

To learn more about my services or to schedule a free initial consultation, please contact me at 856-861-6203 or 866-488-2196. My office is located in Cherry Hill, and my regular business hours are 8 a.m. to 5 p.m., Monday through Friday. Free parking is available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.