Cherry Hill Consumer Protection Lawyer — Mortgage Modifications

When you fall behind on a mortgage payment, the idea of getting current with your payments can seem unthinkable. If you need help, guidance, and support, it is important to seek advice from an experienced bankruptcy lawyer.

I have been helping people throughout New Jersey for more than 30 years. My name is Joel R. Spivack, and I am a highly knowledgeable bankruptcy attorney. I take an individualized and detail-oriented approach to working with all my clients, regardless of the complexity of the issue involved. I am here to help you get relief and get back onto your feet.

Mortgage Modifications, Scams and Bankruptcy in New Jersey

Mortgage modifications are difficult to do. It is tough to get approved, and the approval process can take several months. In addition, there are many different types of mortgage modification scams that exist — particularly ones that request significant retainers before helping you. If you are considering a mortgage modification, you should consider all your options for debt relief. Bankruptcy gives you immediate debt relief and forces all of your creditors to participate.

The language that scammers use is often simple, but it can be deceptive. They may guarantee loan modifications, or promise that you can avoid foreclosure, or say that you can have a 100 percent money back guarantee. Learn more about how the scammers operate on the Federal Trade Commission’s page on facts for consumers on loan modifications and foreclosure.

I am an experienced Cherry Hill mortgage modification scam attorney who knows all steps of the bankruptcy process. I know that many of my clients have questions about the bankruptcy process. That is why I am committed to providing individualized attention for every client. I believe that all my clients deserve diligent, aggressive representation. My clients can count on me for support and guidance at all times.

Contact a New Jersey Bankruptcy Attorney for Protection Against Mortgage Modification Scams

Learn about the benefits of bankruptcy. Contact my firm at 856-488-1200 to schedule a free initial consultation. My office is located in Cherry Hill, and my regular business hours are 8 a.m. to 5 p.m., Monday through Friday. Free parking is available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.