The Bankruptcy Process in New Jersey
Some of the people who could benefit most from consumer bankruptcy often shy away from the idea for no other reason than fear of the unknown. They find the bankruptcy process too overwhelming and never even take advantage of the opportunity to learn more about how it works and what it can do for them.
I am Cherry Hill bankruptcy lawyer Joel R. Spivack. I understand the anxiety that comes with facing financial hardship, and I understand the courage it takes to ask for help. My entire practice is focused on helping people just like you get a fresh start without the burden of unmanageable debt holding you back.
What Are the Most Important Parts of the Bankruptcy Process?
I know that bankruptcy is not the right solution for everyone, and I am not the kind to push you into a solution that does not serve your best interests. I believe that it is in your best interests, however, to have accurate information upon which to base your decision. It is my hope that the information and links that follow provide some insight into the steps to file bankruptcy and to relieve some of the anxiety that is keeping you from making this important decision.
Please use the links below to learn more about the key components of the bankruptcy process:
- Bankruptcy qualifications
- Credit counseling requirements
- The means test
- The creditors’ meeting
- The discharge
You may also find the following checklists helpful to review:
Get Your Questions Answered by a Tenured Bankruptcy Attorney with an Office in Cherry Hill
For more than 25 years, I have been helping people across South Jersey and the Philadelphia area file bankruptcy under Chapter 7 and Chapter 13. Contact me today for a free, in-person consultation at my Cherry Hill office. My regular business hours are 8 a.m. to 5 p.m., Monday through Friday. Free parking is available. You can reach me by phone at 856-488-1200 or toll free at 866-488-2196. You can also contact me via e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.