Cherry Hill New Jersey Bankruptcy Lawyer Helps Clients Discharge Debt

You can feel helpless if you are faced with a never-ending amount of debt. When it comes time to evaluate your options for debt relief, you need someone on your side who will provide honest and straightforward answers to your questions. At my firm, I am committed to providing my clients with quality legal advice.

I am Joel R. Spivack, and I am an experienced Cherry Hill dischargeable debt lawyer. Over the past 30 years, I have helped people get debt relief through bankruptcy in New Jersey. I believe that all my clients deserve individualized attention throughout every step of the bankruptcy process. I will not push clients toward filing bankruptcy if it is not right for them. I will provide you with the information you need to make a smart decision about your situation.

Need Information about Dischargeable vs. Nondischargeable Debts in Bankruptcy? Contact Joel R. Spivack

If a debt is dischargeable, it means that you are able to wipe away that type of debt when you file for bankruptcy. Dischargeable debts in both Chapter 7 bankruptcy and Chapter 13 bankruptcy include:

Credit card debt
Medical debts
Personal loans
Unsecured obligations

Sometimes debts that people think are unsecured are actually secured. Secured debts include liens and judgments. For example, in New Jersey, a judgment for a credit card ends up being a lien on your home, making it a secured debt that likely cannot be discharged in bankruptcy. As your attorney, I will help explain the differences in the types of debts you have and what can be done to help you wipe your slate clean and get a fresh start.

Contact a New Jersey Nondischargeable Debt Lawyer for Experienced Guidance today

To learn more about my services or to schedule a free initial consultation, please contact me at 856-488-1200 . My office is located in Cherry Hill, and my regular business hours are 8 a.m. to 5 p.m., Monday through Friday. Free parking is available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Our Client Reviews on Google

Results may vary depending on your particular facts and legal circumstances.

Destiny Waller

2022-03-06

Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.) We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!

Caius Santos

2022-02-14

If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.

Joe Delia

2022-02-02

Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.

B Lal khan

2022-01-25

I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.

B Noshn

2022-01-25

Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.

Sandra Waite

2022-01-24

Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.

Greg Clementi

2022-01-24

Helped me every step of the way, let me know all my options

Brian Speigel

2021-11-24

Dear sir , i had a good experience with you getting it done right and helping me with the process

joseph hoffman

2021-11-13

Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.

Damiana Padilla

2021-10-16

Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.

See my ratings and reviews on AVVO and Lawyers.com.

Joel R. Spivack

Protecting your assets.
Rebuilding your financial future.

Contact Us Now For a Consultation

Cherry Hill New Jersey Bankruptcy Lawyer Helps Clients Discharge Debt

Need Information about Dischargeable vs. Nondischargeable Debts in Bankruptcy? Contact Joel R. Spivack

Contact a New Jersey Nondischargeable Debt Lawyer for Experienced Guidance today

Our Client Reviews on Google

Request a Consultation

Send us a Message

Joel R. Spivack

Protecting your assets. Rebuilding your financial future.

Contact Us Now For a Consultation

Cherry Hill New Jersey Bankruptcy Lawyer Helps Clients Discharge Debt

Need Information about Dischargeable vs. Nondischargeable Debts in Bankruptcy? Contact Joel R. Spivack

Contact a New Jersey Nondischargeable Debt Lawyer for Experienced Guidance today

Our Client Reviews on Google

Protecting your assets.
Rebuilding your financial future.