New Jersey Chapter 7 Bankruptcy Attorney
If you can no longer keep up with your monthly credit card and loan payments because of a job loss, medical bills, or other financial setbacks, Chapter 7 may be the best way to get your financial future back on track.
The Law Office of Joel R. Spivack has helped individuals and families discharge their unsecured debts and get a financial fresh start through Chapter 7 bankruptcy.
Contact a Skilled Bankruptcy Lawyer to File Chapter 7 in Cherry Hill, NJ
Attorney Joel R. Spivack will teach you about the bankruptcy process, exceptions in a Chapter 7 Bankruptcy, the life cycle of a Chapter 7 bankruptcy, and make sure you understand all the steps we’ll take so you know what to expect.
At the end of your bankruptcy, the court order will terminate your responsibility to pay dischargeable debts. However, under Chapter 7 bankruptcy, some debts such as taxes, fines, penalties, alimony, child support, most student loans, and debts incurred by deliberately injuring someone, will not be discharged. Here is what Chapter 7 will do:
- Stop harassing collection actions immediately
- Stop home foreclosure and car repossession
- Stop wage garnishments and tax liens
- Discharge your credit card debt and other unsecured debt
Chapter 7 bankruptcy is a great way to get a fresh start, but it’s not your only option. Attorney Spivack will help you consider other debt-relief options, such as Chapter 13 bankruptcy and other alternatives to bankruptcy, which may allow you to retain more assets. Learn about when Chapter 7 bankruptcy is better than Chapter 13 bankruptcy.
Get Your Free Consultation with an Experienced Bankruptcy Lawyer in Cherry Hill, NJ
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.