Why Do I Need an Attorney to File Bankruptcy in New Jersey?

While there is no legal requirement for you to have a lawyer representing you in a bankruptcy proceeding, there are countless practical reasons that it would be to your benefit. There is a lot riding on your bankruptcy, and the process can be extremely complex. Errors in your initial petition can cause unnecessary delays and may even get your request for bankruptcy protection denied.

Having an experienced New Jersey bankruptcy attorney representing you throughout the process helps to ensure that your interests are protected to the fullest extent possible. I am attorney Joel R. Spivack, and I have been practicing law in South Jersey for more than 30 years. I have dedicated my entire career to bankruptcy law. I don’t do anything else.

New Jersey Bankruptcy Attorney Handles Discharge of Debts

Having an attorney who only focuses on bankruptcy law can be invaluable in ways that go far beyond the effective handling of your petition and discharge of debts. I pride myself on the consultative approach I take with every client. Not only can I help you through the bankruptcy process, I will also help you determine if bankruptcy is the best solution to your debt relief needs.

I am committed to your long-term financial well-being, not collecting a fee from every person who walks through my door. I can help you understand what bankruptcy can and cannot do for you, and recommend alternative solutions if bankruptcy will not get the job done — even if it means that you don’t use my services.

Get Your Questions Answered at a Free Consultation in Cherry Hill, NJ

Whether you are considering Chapter 7 or Chapter 13 bankruptcy, or you are facing foreclosure, I am ready to help. Contact my office today to schedule a free, face-to-face consultation at my Cherry Hill office. My regular business hours are 8 a.m. to 5 p.m., Monday through Friday. Free parking is available. You can reach me by phone at 856-488-1200 . You can also contact me via e-mail.

To read more about bankruptcy frequently asked questions, click here.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Our Client Reviews on Google

Results may vary depending on your particular facts and legal circumstances.

Destiny Waller

2022-03-06

Very grateful that we hired Joel for our home purchase! He was extremely professional and made the process smooth sailing. He always responded to our questions same-day and was happy to explain the process to us several times (which we definitely needed.) We weren’t sure we needed an attorney for purchasing a home, but we saved money and stress during the negotiation process, so certainly worth it. Thank you for your help Joel!

Caius Santos

2022-02-14

If you’re considering filing bankruptcy I highly recommend you use Joel Spivack. He is knowledgeable, courteous and professional. He guided me through the process and went through smoothly without any surprises.

Joe Delia

2022-02-02

Joel has had our back on more than one occasion. He's professional and personable. I called him on a Friday after hours and he called right back. Talk about peace of mind. I didn't have to sit on a problem over the weekend. He's helped us sort out some pretty sizable problems for a very reasonable fee. Hiring him was one of the best decisions we ever made.

B Lal khan

2022-01-25

I found Mr Spivack to be an extremely intelligent and compassionate attorney who helped us through a very difficult financial time. He handled our bankruptcy efficiently and made us very comfortable with our choice to file. I also felt that his fees were EXTREMELY reasonable compared to most bankruptcy attorneys. He even offered us follow up advice after the bankruptcy, if I were to need any. I would highly recommend Mr Spivack if searching for an attorney.

B Noshn

2022-01-25

Highly Recommend, Mr Spivak helped me with a very difficult situation that I was in. From the very first meeting with him, he explained everything to me clearly. He was always available to me and always return my calls or texts promptly. He always sent me any information that he received from the courts with an explanation.

Sandra Waite

2022-01-24

Joel Spivack helped us with our recent bankruptcy and I can't say enough great things about him. He was professional, responsive to our many questions and did not make us feel bad about having to file bankruptcy. He knows everything there is to know about the laws surrounding bankruptcy and guided us through the entire process. If you want someone who knows the law and will help you every step of the way, Mr. Spivack is the person to call.

Greg Clementi

2022-01-24

Helped me every step of the way, let me know all my options

Brian Speigel

2021-11-24

Dear sir , i had a good experience with you getting it done right and helping me with the process

joseph hoffman

2021-11-13

Mr. Spivak was experienced, knowledgeable, and understanding in representing us in a closing resulting in a successful transaction. I highly recommend him.

Damiana Padilla

2021-10-16

Joel has been a life saver. He has gone above and beyond our expectations. We made the mistake of not hiring a lawyer during attorney review and once we started having issues we hired Mr. Spivack. After speaking to him we knew he would help us through the rest of the real estate transaction. Joel did not disappoint he went above and beyond and gave us piece of mind. Thank you Joel for your professionalism and proficiency, we look forward to a continuous relationship.

See my ratings and reviews on AVVO and Lawyers.com.

Joel R. Spivack

NJ & PA Consumer Bankruptcy & Real Estate Transacations Attorney

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Why Do I Need an Attorney to File Bankruptcy in New Jersey?

New Jersey Bankruptcy Attorney Handles Discharge of Debts

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Our Client Reviews on Google

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