Providing Peace of Mind for More Than 25 Years

I am Joel R. Spivack, a Cherry Hill, New Jersey bankruptcy and real estate attorney. Clients come to me for legal services, but what I really provide is peace of mind. For more than 25 years, I have helped people make wise, informed decisions about bankruptcy filings, debt relief options and residential real estate transactions. I will guide you through the process, protect your interests and reduce your exposure to risk so that you can move forward with confidence.

Seeing the Big Picture, Managing the Small Details

Whether you need an experienced bankruptcy lawyer or real estate attorney for the purchase or sale of your home or property, you can rely on me for representation that is knowledgeable and thorough. I handle all the fine details, while remaining focused on the big picture — achieving your overall goals. Throughout the process, you can count on me to answer your questions and keep you informed of developments in your case.

Respected Camden County Personal Bankruptcy Lawyer

If you can no longer keep your head above water because of your debts, I can help. Contact my office at your earliest convenience to discuss your options. There is no cost and no obligation involved for personal Bankruptcy inquiries.  I can help you with:

• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• Alternatives to Bankruptcy
• Mortgage & Loan Modifications
• The Bankruptcy Process
• Bankruptcy to stop short sales

I understand how easy it is to become overwhelmed by debt. You work hard and try to do the right thing. Then you are hit by circumstances outside of your control. A job loss or unexpected medical bills leave you unable to pay your rent or mortgage. High interest rates on loans and credit cards force you to choose between repaying debt or paying monthly expenses. Bankruptcy may be a way to get a fresh start. I provide comprehensive debt relief services, including Chapter 7 and Chapter 13 filings, mortgage and loan modifications and other solutions that may be helpful in your situation. I have been practicing consumer bankruptcy law since 1990. In 1995, I opened my Cherry Hill law firm. Since then, I have helped thousands of people in Camden County, Burlington County, Gloucester County and throughout the surrounding communities get a fresh start on their finances.

Experienced South Jersey Real Estate Lawyer

There is no such thing as a generic real estate transaction. Every property, every buyer and seller, every deal is unique. I provide legal representation that is individually tailored to your specific circumstances, not an off-the- shelf approach. With more than 25 years of experience in real estate law, I can assist you with:

• Selling a home or property
• Buying a home or property
• Drafting, negotiating and finalizing the sales contract
• Adhering to municipal ordinances
• Homeowner's Association Law
• Land use and Zoning issues
• Foreclosures and short sales
• Negotiating Repairs

You can depend on me in complicated transactions, including those involving short sales, foreclosures, land use and zoning issues, reverse mortgages, contract disputes and other complex circumstances.

Schedule a Bankruptcy or Real Estate Consultation with a Local Cherry Hill Attorney

I offer a no-obligation, face-to- face consultation so you can learn more about how I can help you. My office is open weekdays from 8 a.m. to 5 p.m. and offers free parking. Contact me today at 856-488-1200 for an initial consultation with a Cherry Hill bankruptcy and real estate attorney. You can also contact me online to schedule your consultation. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.