New Jersey Chapter 7 Lawyer and Chapter 13 Lawyer
There are many roads to debt relief and many ways to stop creditor harassment, foreclosure and repossession. As your lawyer, I will help you find the one that is right for you. I am attorney Joel R. Spivack. I have been practicing consumer bankruptcy law in New Jersey and Pennsylvania since 1990. In 1995, I opened my law office and have helped thousands of people just like you overcome their debts.
Committed to Honesty, Integrity and You
Contact the Law Office of Joel R. Spivack
Chapter 7 Bankruptcy
Perhaps the most common form of bankruptcy, involving complete liquidation of debts.
Chapter 13 Bankruptcy
This form of bankruptcy eliminates debts through a repayment plan.
Answers to Your Bankruptcy Questions
My focus on bankruptcy allows me to answer all questions and address even the most challenging issues related to debt and debt relief. Some of those questions include:
- What do I do if I have been sued?
- What do I do if I have a judgment against me?
- How will bankruptcy impact my spouse?
- How do I stop foreclosure?
- How do I stop repossession?
- How do I stop wage garnishment and tax liens?
Some of the issues include:
- Bankruptcy and divorce
- Bankruptcy and student loans
- Bankruptcy and motor vehicle surcharges
- Credit counseling requirements
- Mortgage and loan modifications
- Stripping second mortgages
- Short sales
- Alternatives to bankruptcy
- Obtaining your credit report
- Rebuilding your credit
Bankruptcy Preparation
When deciding whether or not to file bankruptcy, or when preparing to file bankruptcy, the following information may also be useful:
Schedule a Free Initial Consultation
My office is open weekdays from 8 a.m. to 5 p.m. and offers free parking. Contact me today at 856-324-6165 or toll free at 888-314-6433 for a free initial consultation with a Cherry Hill consumer bankruptcy attorney. You can also contact me by e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
