New Jersey Bankruptcy Attorney
You work hard to support yourself and your family. You have tried to do everything right, but debt problems can have a way of overtaking people. If you can no longer keep your head above water because of debts after a job loss, medical bills or high interest rates on loans and credit cards, bankruptcy may be a way to give yourself a fresh start.
I am New Jersey bankruptcy lawyer Joel R. Spivack. I have been practicing consumer bankruptcy law for nearly 20 years. In 1995, I opened the Law Office of Joel R. Spivack and have helped thousands of people just like you get the fresh start they deserve.
Honest Counsel for Honest Debt Solutions
Contact the Law Office of Joel R. Spivack
With a dedication to outstanding communication and a desire to help my clients get through the bankruptcy process efficiently, I will give you an honest evaluation of your case. From the costs of bankruptcy to things to expect along the way, I will answer any questions you have as we prepare to have your unsecured debts discharged by the courts.
With almost twenty years of experience helping individuals in South New Jersey get the debt relief they deserve, I am capable of handling even the most complex Chapter 7 and Chapter 13 bankruptcy cases. I will make sure you get the facts about your options, so you are ready to do what is best for your financial future:
- Chapter 7 Bankruptcy: If you qualify for Chapter 7, you can discharge all credit card debt and other unsecured debt. You can also stop foreclosure and keep your car.
- Chapter 13 Bankruptcy: By restructuring your debt into payment plans you can afford, you can go through the bankruptcy process without losing your most important assets.
- Alternatives to Bankruptcy: I may be able to work with your creditors to arrange lower interest rates and more affordable monthly payments, so you do not have to go through the bankruptcy process.
Schedule a Free Initial Consultation
I combine experience, dedication and innovative strategies to help you get out from under your debt problems. My Cherry Hill law office is open weekdays from 8 a.m. to 5 p.m. and offer free parking. Contact me today at 856-324-6165 or toll free at 888-314-6433 for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
