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New Jersey Bankruptcy Lawyer

You work hard to support yourself and your family. You have struggled to do everything right. Still, debt problems have a way of overtaking people. If you can no longer keep your head above water because of debts after a job loss or unexpected medical bills, or because of high interest rates on loans and credit cards, bankruptcy may be a way to get a fresh start.

I am New Jersey bankruptcy lawyer Joel R. Spivack. I provide comprehensive debt relief services, including Chapter 7 and Chapter 13 filings, mortgage modifications and other solutions that may be helpful in your situation. I have been practicing consumer bankruptcy law since 1990. In 1995, I opened my law office and have helped thousands of people just like you get fresh starts on their finances.

Honest Counsel for Honest Debt Solutions | Contact the Law Office of Joel R. Spivack

Perhaps you are just starting to fall behind. Perhaps you are already being harassed by creditors or being threatened with foreclosure and repossession. No matter what your situation is, you have the right to be informed before making any important decisions.

With a dedication to outstanding communication and a desire to help you make informed decisions about bankruptcy and its alternatives, I will take the time to learn about your specific situation, assess the positives and negatives of your case, answer your questions, and review all of your options. You will never catch me looking at the clock. As your Philadelphia bankruptcy attorney, my priority is giving you the information you need to make the decision that is right for you, even if that decision is that you do not need my services at the moment.

Schedule a Free Initial Consultation With a Cherry Hill Bankruptcy Attorney

I understand that you are under enough pressure already; you do not need a lawyer giving you the hard sell. That is not my style. I offer a free, no-obligation, face-to-face consultation so you can learn more about how I can help, not to pressure you into doing something you are not ready to do. During the conversation, I may even recommend alternatives to bankruptcy that I can help with or that you can do on your own.

My office is open weekdays from 8 a.m. to 5 p.m. and offers free parking. Contact me today at 856-861-6203 or toll free at 866-488-2196 for a free initial consultation with a Cherry Hill bankruptcy attorney. You can also contact me by e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.